Housing

HR 9014 — To increase the supply of, and lower rents for, affordable housing and to assess calculations of area median income for purposes of Federal low-income housing assistance, and for other purposes.

Yvette ClarkeD · NY · U.S. Representative

HR 9540 — To address the housing crisis through strong perpetual affordability provisions and shared equity housing models, bold investments to increase and preserve the national affordable housing supply, center inclusive local zoning and land use, provide relief for rural renters, and funding paths to homeownership.

Becca BalintD · VT · U.S. Representative

Notice — Fair Market Rents for the Housing Choice Voucher Program, Moderate Rehabilitation Single Room Occupancy Program, and Other Programs, Fiscal Year 2027

HUD is required to publish FMRs not less than annually, adjusted to be effective on October 1 of each year. This notice describes the methods used to calculate the FY 2027 FMRs and lists the procedures for public housing agencies (PHAs) to request reevaluations of their FMRs as required by the Housing Opportunity Through Modernization Act of 2016 (HOTMA).

HR 10231 — To prohibit entities that receive Federal funds from the Department of Housing and Urban Development from compelling homeless persons to reside in facilities designated for housing homeless persons, and for other purposes.

Maxwell FrostD · FL · U.S. Representative

HR 10513 — To require the Secretary of Housing and Urban Development to establish a pilot program to provide grants to eligible entities to fund pre-development activities associated with new construction or rehabilitation of housing that qualifies as affordable housing on land owned by such faith-based organizations, and for other purposes.

Alma AdamsD · NC · U.S. Representative

Notice — Mortgage and Loan Insurance Programs Under the National Housing Act-Debenture Interest Rates

This Notice announces changes in the interest rates to be paid on debentures issued with respect to a loan or mortgage insured by the Federal Housing Administration under the provisions of the National Housing Act (the Act). The interest rate for debentures issued under Section 221(g)(4) of the Act during the 6-month period beginning July 1, 2026, is 4\1/2\ percent. The interest rate for debentures issued under any other provision of the Act is the rate in effect on the date that the commitment to insure the loan or mortgage was issued, or the date that the loan or mortgage was endorsed (or initially endorsed if there are two or more endorsements) for insurance, whichever rate is higher. The interest rate for debentures issued under these other provisions with respect to a loan or mortgage committed or endorsed during the 6-month period beginning July 1, 2026, is 5 percent.

HR 10487 — To amend title IV of the McKinney-Vento Homeless Assistance Act to require project sponsors to offer substance use disorder treatment to persons admitted to emergency shelter, transitional housing, or permanent housing, and for other purposes.

Tim BurchettR · TN · U.S. Representative

S 5405 — A bill to authorize a new type of housing choice voucher to help achieve the goals of ending homelessness among families with children, increasing housing opportunities, and improving life outcomes of poor children.

Chris Van HollenD · MD · U.S. Senator

S 4861 — A bill to require the Secretary of Housing and Urban Development to discount FHA single-family mortgage insurance premium payments for first-time homebuyers who complete a financial literacy housing counseling program.

Gary PetersD · MI · U.S. Senator

EO 13878 — Establishing a White House Council on Eliminating Regulatory Barriers to Affordable Housing

HR 9677 — Grad Student Affordable Housing Act of 2026

Housing and Community Development

Valerie FousheeD · NC · U.S. Representative

HR 7344 — Affordable Housing Supply Chain Clarity Act

Housing and Community Development

Sylvia GarciaD · TX · U.S. Representative

HR 10524 — To amend the National Housing Act to establish a mortgage insurance program for first responders, 911 call center operators and dispatchers, child care workers, and correctional officers or prison guards, and for other purposes.

Ryan MackenzieR · PA · U.S. Representative

HR 8877 — Improving Self-Sufficiency of Families in HUD-Subsidized Housing Act

Sylvia GarciaD · TX · U.S. Representative

HR 8854 — To establish a pilot program for the Secretary of Housing and Urban Development to evaluate the effectiveness of insuring mortgages made to finance improvements to convert basement spaces into safely habitable dwelling units, and for other purposes.

Gregory MeeksD · NY · U.S. Representative

HR 8127 — Permanent Housing Affordability Act

Finance and Financial Sector

Kim SchrierD · WA · U.S. Representative

HR 7414 — Affordable Housing Bond Enhancement Act

Taxation

Rudy YakymR · IN · U.S. Representative

HR 7216 — Make American Housing Affordable (MAHA) Act of 2026

Taxation

Thomas KeanR · NJ · U.S. Representative

HR 7141 — Affordable Housing Guarantee Act

Armed Forces and National Security

Mariannette Miller-MeeksR · IA · U.S. Representative

Notice — Notice of HUD-Held Healthcare Loan Sale (HLS 2027-1)

HUD is announcing the competitive, sealed bid sale of 11 unsubsidized healthcare mortgage loans, without Federal Housing Administration (FHA) insurance. This sale, referred to as HLS 2027-1, is scheduled to occur on or about November 17, 2026. The sale supports HUD's efforts to maximize recoveries and reduce the cost of holding defaulted assets. This notice describes the general bidding process for the sale, as well as the entities and individuals who are ineligible to bid.

Notice — Multifamily Housing Preservation Pilot and Multifamily Housing Guaranteed Loan Notice of Loan-to-Cost Percentage Change for Option 3 (Continuous Guarantee)

The Rural Housing Service (RHS or the Agency) of the United States Department of Agriculture (USDA) issues this notice to implement two related actions. The first action is the Multifamily Housing (MFH) Preservation Pilot (the Pilot). This action has 3 parts: MFH Rural Rental Housing Loan (MFH Section 515) and MFH Section 538 Guaranteed Rural Rental Housing Program (MFH Section 538) programmatic variations involving transfers; MFH Section 515 transfers utilizing Low Income Housing Tax Credits (LIHTC); and Variations specific to MFH Section 538 for the First 200 Transactions. The transfers for above address three types of preservation related transfers: MFH Section 515 ownership transfers that do not fall within the Simple Transfer Pilot; MFH Section 515 ownership transfers involving Low Income Housing Tax Credits (LIHTC); and MFH Section 538 transactions regardless of whether a transfer is involved up to the first 200 guaranteed loans. In addition to both the MFH 515 and MFH 538 programmatic changes and transfer changes, the Agency includes a DSCR change for the MFH 538 program, among other variations to that program, for the first 200 guaranteed loans in the Pilot. The Agency will use the Pilot to determine if it can improve program delivery efficiency for transactions that facilitate preservation of the low-income housing units in rural America while maintaining appropriate risk management of the portfolio. While the Pilot is active, the Agency will evaluate the Pilot's progress and identify opportunities to improve regulations, remove regulatory barriers, and reduce duplicative application requirements. These specific actions are critical for preserving assets in the MFH portfolio, which are aging and face significant delays and regulatory hurdles for transfers that significantly impact the assets long-term viability and overall portfolio risk; not only to the Agency but especially to the Rural population who reside in these assets. Therefore, for all parties involved, the Agency takes immediate action to ensure the Agency, owners and residents do not continue to struggle with the weight of government regulations slowing preservation of affordable, decent, safe and sanitary rural rental housing. The second action is Multifamily Housing Guaranteed Loan Notice of Loan-to-Cost Percentage Change. This action addresses a change to the loan terms for the MFH Section 538 Guaranteed Rural Rental Housing Program (MFH Section 538) under Option 3 (Continuous Guarantee) only. This action is not a part of the Pilot. Specifically, this action changes the maximum loan-to-cost percentage for loans guaranteed under Option Three (Continuous Guarantee) from 70 percent to 80 percent. The Agency is aligning with other federal agencies and the market to ensure demand for the guaranteed loans used for preservation and production of affordable, decent, safe and sanitary rural rental housing.

Notice — Notice of HUD Vacant Loan Sales (HVLS 2027-1)

This notice announces HUD's intention to offer approximately 4,200 home equity conversion mortgages (HECM, or reverse mortgage loans) secured by vacant properties with a loan balance of approximately $1.3 billion, in a competitive sale. This initiative supports HUD's continued efforts to reduce financial risk to the Mutual Mortgage Insurance Fund and promote the efficient disposition of defaulted assets. The sale will consist of due and payable Secretary- held reverse mortgage loans. The mortgage loans consist of first liens secured by single family, vacant residential properties, where all borrowers are deceased, and no borrower is survived by a non-borrowing spouse. This notice also generally describes the bidding process for the sale and certain entities who are ineligible to bid. This is the seventeenth sale offering of its type and will be held on October 27, 2026.

Notice — Section 184 Indian Housing Loan Guarantee Program Increase in the Loan Guarantee Fee

The Section 184 Indian Housing Loan Guarantee Program ("Section 184 Program") operates using a combination of funds annually appropriated by Congress and fees. Consistent with other HUD loan guarantee programs, to ensure that the program is self-sustaining, HUD is increasing fees charged under the program. HUD is increasing the upfront loan guarantee fee for all new Section 184 Firm Commitments, including refinances, from 1.00 to 1.50 percent, effective October 1, 2026. HUD is increasing the upfront loan guarantee fee for all new Section 184 Skilled Workers Demonstration Program Firm Commitments, from 0 to 1.00 percent, effective October 1, 2026. The Annual Loan Guarantee Fee will remain at zero for all Section 184 loans.

Notice — Notice of Research Justifying Additional Incentives for Certain Activities To Reduce Homelessness

This notice seeks public comment on activities HUD proposes to incent through the Continuum of Care (CoC) program. These activities are proven to be effective at reducing homelessness or preventing homelessness, and HUD invites public comment on these proposed activities before incenting communities to adopt them as part of their CoC funding applications.